Get paid a day earlier for FREE

When you get your wages or benefits paid into Pockit via BACS transfer, we can advance you the money at 6pm on the day before it’s due!

No fees, no hassle, just more time with your money.

Download Pockit app to get started

Download Pockit app

Why choose the Pockit prepaid account?

Your Pockit account costs £1.99/month. The full breakdown of the transactional fees can be found here.

✅ Get an instant UK account number and sort code no matter your credit history

✅  Get paid a day earlier for free

✅ Get an instant prepaid Mastercard®

✅ Add cash easily at one of 27,000 PayPoint stores near you

✅ Pay people with ease in the UK and abroad, set up Direct Debits

✅ See what you spend, on your phone — anytime, anywhere


Apply online in minutes

Get your instant prepaid card & account.


Share your instant UK account number

Share your new account number and sort code with whoever is making the transfer into your Pockit account.


Start getting paid earlier

When you get your salary paid into Pockit via BACS transfer, we can advance you the money at 6pm on the day before it’s due!

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ Poor credit score
✓ No minimum balance required

Trusted by 600,000+ customers

"I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account."


"Had this account for a while and it’s very easy to use and reliable! Would recommend to anyone wanting to get an account ASAP."


"I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered."


Add money quickly and easily

Stay on top of your money on the go

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Check your balance in real-time

Get instant spend notifications

Instantly lock the card if it’s lost or stolen. Get a new one easily.

Find your transactions in a few taps

Frequently Asked Questions

What is a prepaid card?

A prepaid card is a convenient way to manage your finances. Unlike a traditional debit or credit card, which requires a long and complex routing number and account number, prepaid cards come with their own unique sort code and account number that are easy to remember.

Additionally, prepaid cards can be used in a variety of ways, from making online purchases and paying bills to loading funds onto another card or bank account.

Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.

How does a prepaid card work?

You signup for the card online and add money to your card via bank transfer, BACS or load cash through 28,000 Paypoint locations.

You can use your card to shop online and in-store, make faster payments, set up direct debits to pay your bills, send money abroad and more!

What is a prepaid account?

A prepaid account is a type of financial account that is funded in advance.

The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.

Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

Can I get my salary and benefits paid into a prepaid card?

Yes, you can.

Here is how you can do it —>

Will getting a prepaid card affect my credit score?

A prepaid card will not decrease your credit score.

Is Pockit a prepaid credit card?

No, Pockit is a contactless prepaid Mastercard®.

Order your Pockit card today!

Download Pockit app to get started

Download Pockit app

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, the Pockit's customer