Your prepaid Mastercard® for paying Direct Debits

✓ Prepaid Mastercard® for paying Direct Debits
✓ Pay your bills easily with your prepaid card
✓ Fast and easy to setup your Direct Debit payments

Download Pockit app to get started

Download Pockit app

Why choose the Pockit prepaid card?

Your Pockit account costs £2.49/month. The full breakdown of the transactional fees can be found here.

Instant account number

Find your instant UK account number and sort code in the app

No missed payment fee

We don't charge you extra if you missed your Direct Debit payment

Easy top ups

Add cash easily, top up via bank transfer or debit card

Spend alerts

Real-time notifications about spending and balance updates

How to get a prepaid account with Direct Debit


Apply online

Get your instant prepaid card & account.


Add money

Add money via a bank transfer or add cash quickly and easily at one of 27,000 Paypoint stores near you.


Pay bills

Pay your utility, gym or DVLA bills. Send money automatically to your PayPal account. It's all super easy with Pockit Direct Debit.

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Trusted by 900,000+ customers


"I highly recommend this to anyone looking for a solid prepaid credit card option."


"Slick app and web interface make it really easy to keep track of transactions and spending."


"An excellent way of having spending money."

Add money quickly & easily

Add money by bank transfer

Your Pockit account comes with its own UK sort code and account number you can use to receive up to £5,000 at a time.

add to your Pockit account at a time
add to your Pockit account at a time after you sent us your recent payslip or benefits letter2

Manage your Direct Debits on the go

With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.

Share your Direct Debit details

All of your Direct Debits in one place

Cancel Direct Debit easily

Get alerted if your balance is low

Frequently Asked Questions

What is Direct Debit?

Direct Debit is the simplest and most convenient way for you to pay regular and occasional bills.​​​ Some bills are one-offs: you pay them and then they don’t bother you anymore.

But lots, like your phone contract or energy bills, are repeated every month (or every few months). The problem is that remembering to send the money each time is inconvenient, and forgetting might get you into financial trouble.

Instead, you can set up a Direct Debit. See how to enable Direct Debits for your Pockit account. This means you’ll be able to use your Pockit account to send money automatically to whoever you want, whenever you want, with no need to worry about forgetting to pay someone on time.

How to set up Direct Debit with a company?

To set up a Direct Debit with the company you want to pay — share your Pockit account number and sort code.
See where to find your Pockit account number and sort code.

Should you use Direct Debit for everything?

Not everything. For some kinds of payment, Direct Debit might not be the best option.Paying by Direct Debit for some things can be a bad move. Here’s when you should avoid Direct Debit:

Insurance. When you pay for insurance each month, instead of all at once, you’re usually charged interest (an extra amount on top of the actual cost). That can add up fast!
Buying your phone. Buy it in one payment and you could save money.
Amazon Prime. Like with some phones, it’s cheaper to pay all at once if you can afford it. This will save you £16.88 each year.
Car and vehicle tax. Pay for the full year for the cheapest price. There’s a 5% surcharge if you pay in monthly or 6-monthly instalments. However you can still set up a Direct Debit for a 12-month payment to make sure you don’t forget. All the different costs are here.
Travel and sport season tickets. You may be able to save money by paying up front for your train or stadium seat.

What is a prepaid card?

A prepaid debit card is a card you can use to buy things.

Pockit contactless prepaid Mastercard® comes with an online current account that lets you send and receive money, set up direct debits, send money abroad and earn cashback when shopping.

How does a prepaid card work?

You signup for the card online and add money to your card via bank transfer, BACS or load cash through 27,000 Paypoint locations.

You can use your card to shop online and in-store, make faster payments, set up direct debits to pay your bills, send money abroad and more!

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

Can I get my salary and benefits paid into a prepaid card?

Yes, you can.

Here is how you can do it —>

Will getting a prepaid card affect my credit score?

A prepaid card will not decrease your credit score.

Is Pockit a prepaid credit card?

No, Pockit is a contactless prepaid Mastercard®.

Order your Pockit card today!

Order card now

Download Pockit app to get started

Download Pockit app

“I love Pockit, it’s brilliant, it’s simple and answers a need.”

Susie, Pockit customer