Get £50 cash advance before your payday

✓ Paid directly into your Pockit account
✓ 0% interest, only a flat fee of £3.99
✓ No credit checks

Eligibility criteria applies.

Apply now

Download Pockit app to get started

Download Pockit app

Small fee

Peace of mind with a small fixed fee of £3.99. No hidden fees.

No credit checks

Support for unexpected costs paid into your Pockit account, no credit checks required.

Simple repayment

The advance is paid back automatically on your payday.

Get access to Income Advance with Pockit

Sign up for a Pockit account to get access to Income Advance and many other features.

Apply now

Download Pockit app to get started

Download Pockit app

Download Pockit app to get started

Download Pockit app

Pay 0% interest, no credit checks, £3.99 flat fee²

Why choose Income Advance?

easy

It's easy

Have your income paid into your Pockit account for 3 months and pay with Pockit regularly to become eligible to apply for cash advance. See more here

transparent

Transparent

One small fee of £3.99 per advance, the equivalent of 32.36% APR representative². No other charges if repaid on time.

instant

Here when you need

After 3 months of getting your income paid into Pockit and pay with Pockit regularly, you should be eligible to a cash advance in minutes, whenever you need it.

hassle free

Hassle free

The £50 advance is automatically repaid on your next payday, when you receive £100 or more as a BACS transfer.

convenient

Convenient

Here for you when you need it. No more awkward conversations with your boss, family and friends.

Open a Pockit account and start today

Sign up for a Pockit prepaid Mastercard® & get 3 months of income paid in to unlock your cash advance.

Apply now

Download Pockit app to get started

Download Pockit app

Download Pockit app to get started

Download Pockit app

Pay 0% interest, no credit checks, £3.99 flat fee²

Trusted by 900,000+ customers

Sarah, London

"It was simple to use and the funds were deposited promptly into my account!"

Jeffrey, Manchester

"It was good to have Income Advance as an emergency backup before payday."

Maria, Bristol

"It tide me over the last couple of days before I was paid."

How to unlock your £50 Income Advance

1

Open a new Pockit account

Open an account in 3 minutes online or in-app.

2

Receive salary or benefit

Receive your salary or benefit payments to your Pockit account for 3 months to unlock (min. £300 a month via BACS).

3

Unlock your £50 advance

Get your £50 cash advance, anytime after 3 months of income payments. We’ll notify you when you are eligible.

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Frequently Asked Questions

How can I access Income Advance?

Open a prepaid Pockit account. Receive 3 months of your wages or benefit payments into your Pockit account (£300 or more a month) and you should be eligible for Income Advance. See more here

Is it really interest free?

Yes, we charge 0% interest. You pay a small flat fee of £3.99 when you access your £50 Income Advance.

What happens if I am late with the payment?

You have up to 30 days from the advance collection to repay. In the unfortunate event of a late payment, the £50 income advance may be collected from any incoming payment of £100 or more received after the 30 days term.

When do I need to repay the advance?

The repayment will happen automatically after you receive your income as a BACS transfer (in up to 30 days from receiving the advance). Easy and hassle free.

Can I access the Income Advance again after I repaid it?

Yes. You can access Income Advance as long as all payments are made on time and you meet the eligibility criteria.

Who provides the Income Advance service?

Income Advance is a service provided by SteadyPay in partnership with Pockit.

Do you need a good credit score to access Income Advance?

You may access Income Advance with no credit checks. Terms and conditions apply.

Get started now

Income Advance is only available for Pockit users. Sign up for a Pockit account in minutes.

Apply now

Download Pockit app to get started

Download Pockit app

Pay 0% interest, no credit checks, £3.99 flat fee²