🎁 Your chance to win £1,000 🎁
Signup today, add £10 or more, shop with your Pockit card before the end of the month for a chance to win. T&Cs apply.

Get FREE card + first 3 months for FREE

Signup and add £10 and use this code QFZ73P43 to activate your reward before 28/02.
No Pockit subscription fee for 3 months. New customers only. T&Cs apply.
🎁 Your chance to win £1,000 🎁
Signup today, add £10 or more, shop with your Pockit card before the end of the month for a chance to win. T&Cs apply.
Introducing Apple Pay.
Your iPhone is now your Pockit prepaid Mastercard®
Earn 1% cashback on your everyday spend

Sign up for a Pockit account before 1st of April, spend £500 on your Pockit card or Direct Debits to get £5 back.
New customers only; exclusions apply

The simple, easy banking alternative

The easy prepaid card and account

Get a prepaid Mastercard® and account in 3 minutes with no credit checks

Apply now

Download Pockit app to get started

Download Pockit app

Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

Instant prepaid Mastercard® with up to 8% cashback

Your wages and benefits paid a day earlier for free7

Send money in the UK and abroad. Pay bills via Direct Debits

Add and get cash out at a corner shop near you 7 days a week5

How to get a prepaid account


Apply online

Get your instant prepaid card & account.


Add money

Add money via a bank transfer, cash or debit card load.


Use Pockit everyday

Enjoy up to 15% cashback rewards on your everyday shopping. First 7 days are free, then £2.49/month.

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Manage your money anytime, anywhere with the Pockit app

Check your balance in real-time

Get instant spend notifications

Instantly lock the card if it’s lost or stolen. Get a new one easily.

Find your transactions in a few taps

Trusted by 900,000+ customers


"I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account."


"Slick app and web interface make it really easy to keep track of transactions and spending."


"I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered."

Earn cashback rewards when shopping with Pockit

Start earning today

Download Pockit app to get started

Download Pockit app

Add money quickly & easily

Add money by bank transfer

Your Pockit account comes with its own UK sort code and account number you can use to receive up to £5,000 at a time.

add to your Pockit account at a time
add to your Pockit account at a time after you sent us your recent payslip or benefits letter2

Order your Pockit prepaid card today!

Order card now

Download Pockit app to get started

Download Pockit app

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, the Pockit's customer

What is a prepaid card?

A prepaid card is a convenient way to manage your finances. Unlike a traditional debit or credit card, which requires a long and complex routing number and account number, prepaid cards come with their own unique sort code and account number that are easy to remember.

Additionally, prepaid cards can be used in a variety of ways, from making online purchases and paying bills to loading funds onto another card or bank account.

Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.

What is a prepaid account?

A prepaid account is a type of financial account that is funded in advance.

The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.

Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.

Can I get a prepaid account with bad credit?

Yes, you can get a prepaid account with bad or no credit history.

How does a prepaid card work?

You sign up for the card online and add money to your card via bank transfer, BACS or load cash through 27,000 Paypoint locations.

You can use your card to shop online and in-store, make faster payments, set up direct debits to pay your bills, send money abroad and more!

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

Can I get my salary and benefits paid into a prepaid card?

Yes, you can.

You can get a day earlier.

Here is how you can do it —>

Will getting a prepaid card affect my credit score?

A prepaid card will not decrease your credit score.

Is Pockit a prepaid credit card?

No, Pockit is a prepaid contactless Mastercard®.